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Floating Rate Loan Information Pecten Funding is able to provide permanent financing for Shell-related fee simple real estate projects, including: Acquisition of new or existing service station locations; Modernization of service station locations (including raze and rebuild, image, environmental, and QSRs); Refinancing of existing debt on service station locations; Modernization or construction of other Shell projects using approved Shell sites as collateral; Acquisition of new or existing service station locations; Construction period financing. The Borrower may be the Wholesaler, an affiliate, individual, subsidiary or parent of the Wholesaler, or an independent Retailer supplied by the Wholesaler (a guaranty is required by the Wholesaler when the Wholesaler is not the borrowing entity). The Borrower is always the owner of the real estate securing the Pecten Funding loan. The Wholesaler must have six year history with Motiva Enterprises, LLC (“Motiva”) or Shell Oil Products US (“SOPUS”), or in the industry, and own and operate and/or own and lease a minimum of five retail outlets; but if a Wholesaler owns and operates at least two retail outlets such Wholesaler shall none the less satisfy eligibility criteria if such Wholesaler serves an additional three outlets. Other Loan Benefits Up to 15 year Loan Term and Amortization. Up to $9,000,000 available per Wholesaler. Low Floating Interest Rates. Low Up-Front fees. No Prepayment Penalties. Fixed Payment feature with resets every three years. Floating Rate: 7.17 % The floating rate was posted on December 12, 2008 and is subject to change on a monthly basis. Please contact Pecten Funding to obtain interest rate pricing for loans to Wholesaler Supplied Dealers.