Spread reduced to 1.75% over the cost of funds on new wholesaler loans, a rate reduction of 45 bps.

Reduced Fees

$1,000 savings with environmental fee rebate

$1,200 savings with appraisal fee rebate

Increase Exposure

Now available up to $10 million per Wholesaler.

Easier Financial Reporting

Now accepting tax basis in addition to GAAP financials.

Floating Rate: 6.82 % The floating rate was posted on Novermber 14, 2008 and is subject to change on a monthly basis. Please contact Pecten Funding to obtain interest rate pricing for loans to Wholesaler Supplied Dealers.